Details of Holday Insurance

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Details of Holiday Insurance

The British Heart Foundation has an Insurance Page in their web site which provides information on holiday Insurance and a list of Insurers, this has been recently updated.

To access this page click on this address:-

http://www.bhf.org.uk/heart-health/recovery/insurance.aspx

I have been informed of a new number for Able2Travel: 08458 399 345.

Travel insurance (Via The Stroke Association) New Jan 2011

Comprehensive travel insurance - for peace of mind

The Stroke Association Insurance Services now brings you Platinum and Gold travel insurance - providing competitive and comprehensive cover for stroke survivors, their families and friends travelling with them, and for supporters of The Stroke Association. Our insurance services will provide cover for all pre-existing medical conditions and disabilities.

Please bear in mind that travel insurance premiums have been affected by the spiralling costs of overseas medical treatment, the instability of the pound against the euro and the dollar, tax changes and general inflation within the UK and key countries like the USA.

Some of the additional benefits include:

there is no separate referral for medical screening and this allows for quote to purchase in one call
our questions are designed to assess your individual condition
the documentation confirms all information declared
worldwide cover is available
no upper age limit on our Single trip policies
annual Multi trip policies available up to age 70 for Europe and Worldwide excluding USA, Canada and the Caribbean, and up to age 65 for Worldwide including USA, Canada and the Caribbean
single trip policies available up to 365 days (may be restricted to 92 days depending on age, destination and health)
annual Multi trip policies cover trips up to 45 day, and
waiting list cover is available.

Platinum travel insurance

Platinum cover includes:

cancellation cover up to £5,000
medical Emergency Expenses cover up to £5 million
personal Baggage cover up to £2,500, including cover for mobility aids, and
you’ll get a five per cent discount when you purchase online!

Excesses: Platinum cover incorporates a £150 excess on Medical Emergency Expenses and Cancellation. The excess for all other sections of cover is £75.

Travel Essentials

In partnership with EssentialTravel.co.uk, we can also offer you great deals on Airport Parking, Hotels, Lounges and Car Hire Excess Insurance. These extras will ensure a relaxing and comforting start and finish to your journey. Find out more about our travel extras.

All the information supplied here is in good faith, for use by PHSG members.

MEDICAL SCREENING.

I would like to comment on the medical screening, necessary when insuring existing conditions.

A friend of mine had to cancel a holiday and claimed on their insurance. Only to be told that they did not mention the reason for cancellation during the medical screening and their claim was refused. They were confident they had, so I would tend to insure with those companies that will provide you with a copy of your medical screening.

I list below a copy of the questions and answers of such a screening for a person who has had heart bypass, a fitted pacemaker and an enlarged prostate.

Coronary Artery Bypass Graft.

How long ago was recent procedure --- More than 6 weeks

have you had any instances of Angina since this procedure --- No.

Are you taking medication to prevent angina --- No

Have you ever had a heart attack ---No.

Have you ever been a smoker ---No.

Arrhythmia

Have you had an ablation procedure (uses a wire to destroy abnormal heart tissue) ---No.

How many medicines do you take for your heart rhythm disturbance or palpitations ---None.

Do you have any further investigations or treatments planned ---No.

Have you ever had any collapses, faints or blackouts --- No.

Have you ever had any of the following procedures --- Insertion of pacemaker. (Only one of the spoken list)

Do you have or are you on medication to prevent angina ---No

Have you been prescribed any medication for heart related breathlessness or angle swelling --- No.

Have you ever been a smoker --- No.

Benign prostatic hypertrophy.

Have you ever had more than two urinary tract infections in the last twelve months --- No

Region Spain Tenerife

Additional premium £30.

I suggest you obtain several quotes from the list in the BHF web site, which I am sure will vary quite a bit.