Details of Holiday Insurance
The British Heart Foundation has an Insurance Page in their web site which provides information on holiday Insurance and a list of Insurers, this has been recently updated.
To access this page click on this address:-
www.bhf.org.uk/living_with_a_heart_condition/insurance.aspx
I have been informed of a new number for Able2Travel: 08458 399 345.
All the information supplied here is in good faith, for use by PHSG members.
MEDICAL SCREENING.
I would like to comment on the medical screening, necessary when insuring existing conditions.
A friend of mine had to cancel a holiday and claimed on their insurance. Only to be told that they did not mention the reason for cancellation during the medical screening and their claim was refused. They were confident they had, so I would tend to insure with those companies that will provide you with a copy of your medical screening.
I list below a copy of the questions and answers of such a screening for a person who has had heart bypass, a fitted pacemaker and an enlarged prostate.
Coronary Artery Bypass Graft.
How long ago was recent procedure --- More than 6 weeks
have you had any instances of Angina since this procedure --- No.
Are you taking medication to prevent angina --- No
Have you ever had a heart attack ---No.
Have you ever been a smoker ---No.
Arrhythmia
Have you had an ablation procedure (uses a wire to destroy abnormal heart tissue) ---No.
How many medicines do you take for your heart rhythm disturbance or palpitations ---None.
Do you have any further investigations or treatments planned ---No.
Have you ever had any collapses, faints or blackouts --- No.
Have you ever had any of the following procedures --- Insertion of pacemaker. (Only one of the spoken list)
Do you have or are you on medication to prevent angina ---No
Have you been prescribed any medication for heart related breathlessness or angle swelling --- No.
Have you ever been a smoker --- No.
Benign prostatic hypertrophy.
Have you ever had more than two urinary tract infections in the last twelve months --- No
Region Spain Tenerife
Additional premium £30.
I suggest you obtain several quotes from the list in the BHF web site, which I am sure will vary quite a bit.
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